Tips for funding your bricks-and-mortar historic preservation project

By Anne Raines, Deputy Director, MHT

Our recent warm spell has been a welcome reminder that spring is just around the corner.  For those of us who are involved with historic buildings, spring means more than just crocuses and daffodils – it means repairs and maintenance!  Many historic property owners across the state are looking for funding this time of year, so MHT put together this primer on the basics of preservation funding for your bricks-and-mortar project.


MHT administers several grant and loan programs which assist what we refer to as “capital” (bricks-and-mortar) preservation activities.

  • MHT Historic Preservation Loan Program: The program provides low-interest loans for rehabilitation, acquisition, refinancing or predevelopment costs. MHT typically funds one to three projects a year for borrowers including nonprofit organizations, local governments, businesses and individuals, with preference given to projects with a high level of public benefit.  Applications are accepted on a rolling basis.

Key considerations: Loan amount will generally not exceed $300,000; property must be National Register listed or eligible for listing; conveyance of a perpetual preservation easement is required; business and individual applicants must demonstrate inability to secure funding on the private market.

Contact: Anne Raines, Deputy Director, MHT.


Leeke Academy, in Baltimore’s Fells Point neighborhood, received MHT Loan Program, MHT Capital Grant Program, and MHAA funding for a complete restoration.

Continue reading

From Santa’s Workshop to Day Care Center, MHT Loans Bridge the Gap

by Anne Raines, Capital Grants and Loans Administrator

Franklin Hall

Franklin Hall

In tiny, charming Chesapeake City, where town leaders and residents cherish their history as the birthplace of the Chesapeake & Delaware Canal, Franklin Hall is a significant place. Home to Santa’s workshop in December and boutiques throughout the year, the hall has a storied past, starting as Chick’s Tavern in the 1700s then as a Masonic Hall. When it needed renovation, the nonprofit Chesapeake City District Civic Association turned to the Maryland Historical Trust for help.

Continue reading

MHT Loans Available For Capital Projects

Franklin Hall, Chesapeake City, Cecil County photo by Ron Francis

Franklin Hall, Chesapeake City, Cecil County
photo by Ron Francis

Did you know that the Maryland Historical Trust offers loans at a low interest rate for acquisition, refinancing, and rehabilitation of historic properties, as well as for certain predevelopment costs?  Nonprofits, local governments, business entities, and individuals are eligible to apply, but the project must have a strong public benefit in order to be a successful loan candidate.  To learn more about MHT’s Capital Loan program, please visit our website at:

What should I know if I am considering applying? Continue reading